Elgin neighborhoods where homes sold for $350K or less
The full list
25 Elgin subdivisions had a median sale price of $350,000 or less over the last 12 months (at least 3 sales each). 18 are mostly townhomes and condos and 7 are mostly single-family houses, so if your budget is under $350,000, don't skip attached homes.
| Neighborhood | Median sale (range) | Sales | Home types | HOA | Taxes | Days on market |
|---|---|---|---|---|---|---|
| The Greens Of Elgin ZIP 60123 | $110,000 $52,000–$119,900 | 13 | Townhomes & condos (0 houses / 13 attached) | Varies (ask me) | $1,073/yr | 25 days |
| Kennington Square ZIP 60120 | $209,000 $203,000–$229,000 | 5 | Townhomes & condos (0 houses / 5 attached) | ≈ $150/mo | $3,310/yr | 5 days |
| Waverly Commons ZIP 60120 | $223,500 $218,000–$240,000 | 3 | Townhomes & condos (0 houses / 3 attached) | ≈ $211/mo | $2,104/yr | 34 days |
| Manor Homes Of Century Oaks ZIP 60123 | $230,000 $200,000–$329,900 | 5 | Townhomes & condos (0 houses / 5 attached) | ≈ $239/mo | $4,427/yr | 15 days |
| Oakwood Hills ZIP 60120 | $234,500 $172,000–$261,000 | 20 | Townhomes & condos (0 houses / 20 attached) | ≈ $282/mo | $3,620/yr | 10 days |
| College Green ZIP 60123 | $275,900 $184,000–$437,500 | 22 | Townhomes & condos (6 houses / 16 attached) | ≈ $199/mo | $4,799/yr | 10 days |
| Sierra Ridge ZIP 60123 | $284,450 $270,500–$309,900 | 6 | Townhomes & condos (0 houses / 6 attached) | ≈ $226/mo | $4,692/yr | 8 days |
| Parkwood Farms ZIP 60120 | $285,000 $280,000–$336,000 | 5 | Townhomes & condos (0 houses / 5 attached) | No HOA on most sales | $4,998/yr | 11 days |
| Fieldstone ZIP 60120 | $289,900 $220,000–$340,000 | 15 | Townhomes & condos (0 houses / 15 attached) | ≈ $267/mo | $4,306/yr | 15 days |
| Country Knolls North ZIP 60123 | $290,000 $265,000–$383,000 | 3 | Mostly houses (2 houses / 1 attached) | No HOA on most sales | $5,356/yr | 6 days |
| Willow Bay Club ZIP 60123 | $291,100 $260,000–$310,000 | 10 | Townhomes & condos (0 houses / 10 attached) | ≈ $312/mo | $4,884/yr | 5 days |
| Wynstone Of Century Oaks ZIP 60123 | $295,000 $280,000–$305,000 | 4 | Townhomes & condos (0 houses / 4 attached) | ≈ $330/mo | $6,314/yr | 7 days |
| Sunset Park ZIP 60123 | $300,000 $280,000–$325,000 | 5 | Mostly houses (5 houses / 0 attached) | No HOA on most sales | $5,217/yr | 7 days |
| Cobblers Crossing ZIP 60120 | $306,000 $235,000–$500,000 | 26 | Townhomes & condos (7 houses / 19 attached) | ≈ $269/mo | $4,965/yr | 14 days |
| The Reserve Of Elgin ZIP 60124 | $307,500 $272,500–$332,000 | 17 | Townhomes & condos (0 houses / 17 attached) | ≈ $248/mo | $5,798/yr | 7 days |
| Washington Heights ZIP 60123 | $308,000 $250,000–$335,000 | 8 | Mostly houses (8 houses / 0 attached) | No HOA on most sales | $5,326/yr | 8 days |
| West Ridge ZIP 60124 | $308,450 $287,500–$335,000 | 10 | Townhomes & condos (0 houses / 10 attached) | ≈ $385/mo | $6,581/yr | 19 days |
| Millcreek ZIP 60123 | $313,500 $297,000–$335,000 | 4 | Townhomes & condos (0 houses / 4 attached) | ≈ $296/mo | $5,554/yr | 6 days |
| Blackhawk Manor ZIP 60120 | $313,950 $249,000–$366,000 | 4 | Mostly houses (4 houses / 0 attached) | No HOA on most sales | $4,978/yr | 8 days |
| River Park Place ZIP 60120 | $326,250 $305,000–$380,000 | 8 | Townhomes & condos (0 houses / 8 attached) | ≈ $200/mo | $7,438/yr | 17 days |
| Parkwood ZIP 60120 | $328,000 $309,900–$380,000 | 9 | Mostly houses (8 houses / 1 attached) | No HOA on most sales | $5,706/yr | 6 days |
| Madison Homes ZIP 60123 | $333,700 $310,000–$420,000 | 3 | Townhomes & condos (1 houses / 2 attached) | ≈ $260/mo | $6,963/yr | 49 days |
| Summerhill ZIP 60120 | $339,900 $310,000–$390,000 | 5 | Mostly houses (5 houses / 0 attached) | No HOA on most sales | $6,242/yr | 4 days |
| Hickory Ridge ZIP 60123 | $345,000 $343,345–$355,000 | 3 | Townhomes & condos (1 houses / 2 attached) | ≈ $335/mo | $6,246/yr | 16 days |
| Century Oaks ZIP 60123 | $350,000 $320,000–$430,000 | 8 | Mostly houses (7 houses / 1 attached) | No HOA on most sales | $7,448/yr | 5 days |
Closed sales Oct 21, 2025 – Oct 20, 2026, Elgin (city), detached and attached homes, subdivisions with 3+ sales. HOA and taxes are medians from MLS listings; "Varies" means the listings report dues in different ways, so ask me for exact figures. Map pins are approximate. Source: my analysis of MRED MLS data.
How to use this map
- Pick a price filter close to your pre-approval amount, then remember to budget for taxes and HOA dues on top of the mortgage.
- Tap a pin to see the median price, home types, HOA and taxes for that neighborhood.
- Text me the neighborhoods you like. I'll send you what's for sale right now and set up alerts.
- Not pre-approved yet? Start with my Mortgage-Ready Guide and the First-Time Buyer Guide.
Frequently asked questions
Where can I buy a home in Elgin for under $350,000?
In the 12 months through October 2026, 25 Elgin subdivisions had a median sale price of $350,000 or less, including The Greens Of Elgin, Kennington Square, Waverly Commons, Manor Homes Of Century Oaks, Oakwood Hills. Many are townhome and condo communities. Source: Maria MartiNEZ's analysis of MRED MLS data.
Are townhomes a good option for first-time buyers in Elgin?
They're often the most affordable option: 18 of the 25 Elgin neighborhoods with a median under $350,000 are mostly townhomes and condos. Budget for the monthly HOA dues, which usually cover exterior maintenance and other shared costs.
How often is this map updated?
Maria MartiNEZ updates it from new MLS data regularly. Neighborhoods move on or off the map as prices change.